Best CD Rates Today: Top Accounts Offer 4% APY

💡 Top CD rates today offer up to 4% APY, with some accounts requiring a minimum deposit.

The Federal Reserve's decision to keep interest rates elevated has led to a surge in CD rates. As a result, investors have a plethora of options to choose from, with some top accounts offering up to 4% APY.

The best part? Many of these accounts have no fees and require a minimum deposit of just $1,000. For example, $CDOR's 1-year CD is offering a 4.05% APY, while $CDIS's 2-year CD is offering a 4.15% APY.

Top CD Accounts

One of the top CD accounts available today is $CDOR. This account offers a 4.05% APY for a 1-year term and has no fees. Additionally, it requires a minimum deposit of just $1,000.

Best CD Rates by Term

The best CD rates by term are as follows:

• 1-year CD: $CDOR offering **4.05% APY**
• 2-year CD: $CDIS offering **4.15% APY**
• 3-year CD: $CDBS offering **4.25% APY**

What It Means for Investors